Monthly Archives: January 2012

Balance Sheet Basics

A Balance Sheet is a summary statement of the firm’s financial position at a given point in time. During the initial steps of requesting either a business loan from a Lender or equity investment from a Venture Capitalist the Client … Continue reading

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Asset Based Loans

Asset based loans are any kind of loan secured by an asset. If the loan is not repaid, the asset is seized by the lender. A mortgage is an example of an asset based loan. However, the term is used … Continue reading

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Angel Investors and Venture Capitalists Can Help Small Businesses Raise Capital

Starting or expanding a small business is now more challenging than ever before. After the market crashed, most banks tightened their standards for lending. Small business owners are finding that their biggest challenge is obtaining the business working capital they need to … Continue reading

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Alternative Financing Business Notes

In today’s financial climate there has been many articles written concerning the tight credit crunch being felt worldwide. Both business owners and financial consultants need to be looking for alternatives to traditional financing in order to close business funding transactions. … Continue reading

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No Loan? Then Generate Cash With Affiliate Programs

Business loans for start-up companies have always been difficult to find and often wasn’t accomplished without family or friends contributing. Small main street businesses, usually located in leased locations, have also had difficulties finding funding. This will continue. Today’s businesses … Continue reading

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Acquisition Finance

When a business is being sold, seldom does the buyer pay cash for the acquisition. Even when cash is available, buyer strategies usually involve financing the transaction. Typical acquisitions take 6-9 months to complete, so the seller will need the … Continue reading

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Acceleration Clauses in Business Loans And Commercial Leases

A provision, or covenant, of many business loans and commercial leases is an acceleration clause. The acceleration clause in the loan/lease agreements allows the lender to accelerate their collection of payments contingent on an event occurring – usually lack of … Continue reading

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How to Submit Your Initial Funding Request

When submitting a Funding Request for review, provide clear concise information in an Executive Summary. Present facts about the business and it’s current financial position allowing a Funder to quickly determine whether or not the project is something that makes … Continue reading

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